Answers to Frequently Asked Questions
When you have questions and worries about senior family members living alone or getting the care they need, these quick answers might help.
Assisted Living and Memory Care residence options at RiverView include spacious private studios and up to seven one-bedroom apartment floor plans.
Residents have access to all the resort-style services and amenities they could ever want in a senior living community. For a specific list of community benefits, take a closer look at RiverView Services & Amenities.
It’s never too early to plan ahead. Look for signs. Your loved one may start losing/gaining weight and not eating properly. Are household chores, stairs or medications becoming difficult to manage? Do your loved one appear to be bored, lonely or less interested in longtime hobbies? Watch for changes in grooming habits and a general lack of enjoyment in life. All could be indications your loved one would benefit from day-to-day assistance.
Most of us assume occasional memory problems are common for individuals over age 65. However, when parents or loved ones forget important appointments, repeat things constantly, or wander away from home, it’s not just a natural part of aging. Only a doctor can diagnose Alzheimer’s—the most common form of dementia, but if memory symptoms worsen and you have concerns about your loved one’s safety or security, it’s time to consider memory care.
When your loved one can take part in the decision—not after a health concern arises, putting everyone in crisis-management mode. With activities, outings, dining, and fitness programs to keep your loved one active, it’s easier to maintain health, self-reliance, and a positive outlook on life. With this community’s desirable location, services, and amenities, the available residences are likely to fill quickly, so now is the best time to take a closer look at RiverView.
Seniors frequently have concerns about giving up their independent lifestyle for a move to a retirement community. Explain the benefits of moving. RiverView offers a private apartment in a beautiful, new building that feels safe and secure with unprecedented views, unparalleled amenities, a caring staff, and on-site access to the assistance and programming they need every day. One look at RiverView and it’s easy to convince loved ones it’s time to move.
Smart Resources Come in Handy
Many organizations dedicated to seniors and senior care offer useful information and details on their websites. This collection of links puts you just a click away from smart resources.
AARP is a membership organization leading positive social change and delivering value to people age 50 and over through information, advocacy and service.
Administration on Aging provides home and community-based services to millions of older persons through the programs funded under the Older Americans Act.
Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support and research.
Arthritis Foundation provides members with specialist referrals, Arthritis Today magazine and updates on the newest research.
Caregiver.com offers support and guidance for family and professional caregivers through newsletters, online discussion, Today’s Caregiver magazine, chat rooms and more.
Caring Connections is a national consumer and community engagement initiative to improve care at the end of life, supported by a grant from The Robert Wood Johnson Foundation.
Leading Age is focused on advocacy of effective services for seniors including home health, hospice, assisted living, continuing care and more.
Elder Law Answers supports seniors, their families and their attorneys in legal issues surrounding aging.
Family Caregiver Alliance addresses the needs of families and friends providing long-term care at home.
GovBenefits.gov is the official benefits site of the US Government with information on over 1,000 benefit and assistance programs.
Hospice Foundation of America exists to help those who cope personally or professionally with terminal illness, death, and the process of grief and bereavement.
International Council on Aging unifies organizations focused on older adults and provides education, information, resources, and tools.
National Council on Aging is a nonprofit organization with a national network of more than 14,000 organizations and leaders.
VA.gov explains U.S. Government Veterans’ Affairs benefits to assist eligible veterans and dependents with the expense of intermediate or skilled nursing care.
Glossary of Terms
It pays to familiarize yourself with the language of senior living.
A seal of approval given by a governing body to a housing and/or service provider. To become accredited, the community or provider must meet specific requirements set by the accreditation entity and is then generally required to undergo a thorough review process by a team of evaluators to ensure certain standards of quality.
Activities of Daily Living
Daily activities such as bathing, dressing, grooming, eating, assistance with medications and transfers along with other tasks.
Generally, a licensed professional who manages the day-to-day operation of a care facility such as a nursing home or assisted living facility.
Assisted living is a senior housing option for those who cannot live independently and need help with activities of daily living, including but not limited to bathing, dressing, grooming, eating, housekeeping services and transfers.
A progressive, neurodegenerative disease characterized by loss of function and death of nerve cells in several areas of the brain, leading to loss of mental functions such as memory and learning. Alzheimer’s disease is the most common cause of dementia.
Describes ability to walk around and move from place to place, not bedridden or hospitalized.
Continuing Care Retirement Community (CCRC)
A community that offers several levels of assistance, including independent living, assisted living and skilled nursing care. These communities usually offer long-term contracts or written agreements between the resident and the community which offer a continuum of housing, services and health care system, usually all on one campus or site.
The severe loss of intellectual functions, such as thinking, remembering and reasoning. Dementia is not a disease itself but a group of symptoms that may accompany certain diseases or conditions. Symptoms may include changes in personality, mood and behavior. Dementia is irreversible when cause by disease or injury, but may be reversible when caused by drugs, alcohol, depression, or hormone and vitamin imbalances.
Durable Power of Attorney
Designates any proficient adult(s) to see to an individual’s affairs should they become either mentally or physically incapacitated. It is imperative to keep good, clear records of such agreements and recommended that you have a lawyer draft any durable power of attorney.
Health Insurance Portability and Accountability Act (HIPAA)
This act states the requirements that a long-term care policy must follow in order that the premiums paid may be deducted as medical expenses and benefits not paid be considered as taxable income.
Approach to providing comfort and care at end of life rather than providing heroic lifesaving measures. Hospice care can include medical, counseling and social services. Most hospice care is in-home, while specialized hospices or hospitals also provide these services.
A legal document that states the wishes of an individual who is no longer competent and able to make decisions on their own. Living wills address the use of life-saving devices and procedures in the event of a terminal illness or injury.
Care given in the form of medical and support services to someone who has lost some or all of their capacity to function due to an illness or disability.
Long-Term Care Insurance
Insurance that pays for a succession of care giving services for the elderly or chronically ill. This care may be provided in a community or in an individual’s home with a nurse or aide.
Licensed Practical Nurse (LPN)
LPNs are trained to administer technical nursing procedures as well as provide a range of health care services, such as administration of medication and changing of dressings. One year of post high school education and passage of a state licensing exam is required.
The partnership of insurance and a health care delivery system. The goal is to coordinate all health care services received to maximize benefits and minimize costs. Managed care plans use their own network of health care providers and a system of prior approval from a primary care doctor to achieve this goal. Providers include: specialists, hospitals, skilled nursing facilities, therapists and home health care agencies.
A program of medical assistance designed for those unable to afford regular medical service and financed by the state and federal governments—available only in a skilled nursing setting.
The federal health insurance program for people who are 65 and older, certain younger people with disabilities and people with End-Stage Renal Disease. Medicare Parts A, B, C and D cover specific services and care.
Medication Management / Medication Administration
Formalized procedure with a written set of rules for the management of self-administered medicine. A program may include management of the timing and dosage for residents in assisted living, and could include coordination with a resident’s personal physician.
Nursing Home (Skilled Nursing)
State licensed facility that provides 24-hour nursing care, room and board and activities for convalescent residents and those with chronic and/or long-term care illnesses. One step below hospital acute care. Regular medical supervision and rehabilitation therapy are mandated to be available, and nursing homes are eligible to participate in the Medicaid program. May be referred to as a Nursing Facility or Convalescent Home.
An area of health care that focuses on providing pain relief and preventing chronic suffering for patients. The goal of palliative care is to improve the quality of life in all areas of a patient’s life including physical, emotional, spiritual and social concerns that arise with advanced illness.
Registered Nurse (RN)
A Registered Nurse is a nurse who has passed a state board examination and is licensed by a state agency to practice nursing. A minimum of two years of college is required in addition to passing the state exams. The RN plans for resident care by assessing resident needs, developing and monitoring care plans in conjunction with physicians, as well as executing highly technical, skilled nursing treatments.
Therapeutic care for persons requiring intensive physical, occupational or speech therapy.
Temporary relief from duties for caregivers, ranging from several hours to days. May be provided in-home or in a residential care setting such as an assisted living facility or nursing home.
Veterans Aid and Attendance Benefits (VA Benefits)
A supplemental income provided by the Department of Veteran’s Affairs available to veterans and their spouses. The veteran must have served at least one day during wartime. Resources: Guide to Using VA Benefits for Assisted Living | VA.gov
Identifying Senior Living Financial Resources
RiverView Senior Resort can help you uncover the financial resources that make assisted living affordable – and the expert advice that makes it easy.
From home and bridge loans to home sales and VA benefits, the right financing can put retirement within reach. Count on us to recommend trusted professionals to assist you.
Real Estate Solutions
Finding the right senior real estate specialist to facilitate home selling, staging, listing and closing is key. We’ll connect you with an expert who’ll work with you to get the best sales price for one of your biggest investments – your home.
Veterans Benefit Solutions
Many Veterans and spouses quality for VA benefits, including pension and Aid & Attendance benefits – ranging from $1,149 to $2,210 in non-taxable monthly income. Our network of VA experts is ready to explain the qualifications and application process and assist with applications.
Life insurance and long-term care insurance policies can help fund your move to a senior living community. You can turn to us to get a better undering of your options and your policies.
Looking to move in right away? We can Bridge Loan if needed through Elderlife.
In many cases, seniors have to make some changes with their finances before moving in an assisted living facility. Some of these financial arrangements take time. For seniors and their families that find themselves in this position but want to move into RiverView Senior Resort right away, we offer the Elderlife Bridge Loan. This loan can provide the money you need in less than 24 hours. The Elderlife Bridge Loan solves your family’s funding gaps – from $5,000 up to $500,000. RiverView is happy to cover the interest payment.
Applying is fast and easy. You have 2 simple ways to apply.
• Just call Elderlife at 888-228-4500 and apply over the phone, or
• Fill out our simple Online Application or click the button below.
Elderlife Bridge Loans make planning for senior living easy. Here’s how!
• Small, affordable interest only payments
• Competitive rates and terms
• Simple application process
• Fast decision. Funding in as little as 24 hours
• Funds sent directly to any one of over 3,000 Elderlife senior living communities or home care companies for your peace of mind
• Documents that make it clear your loan is for senior housing or home care enabling you to track your costs.
Need assistance with your Elderlife Bridge Loan application? Call us at RiverView at 321-312-4555. We’re happy to help!